Dear Chairwomen Murray and Granger and Ranking Members Collins and DeLauro:

As the Appropriations Committee works on legislation to fund the Federal government for the coming fiscal year, we respectfully urge you to protect crop insurance from harmful cuts. The last several years have brought an onslaught of uncertainty for America’s farmers and ranchers – from weather extremes to the disruptions of international markets to COVID-19 and all of its unique challenges. During this tumultuous time, one of the few certainties that farmers could rely on was the protection provided by the Federal crop insurance policy purchased with their hard-earned dollars.

Even in good years, farmers need access to a strong and secure Federal crop insurance program, a program that farmers have described time and again as a critical linchpin of the farm safety net. The strength and predictability of the program is only more critical given the uncertainty that characterizes the production agriculture sector. USDA and Congress have taken extraordinary ad hoc measures over the past few years to ensure the financial security of rural America. It would only serve to undercut these efforts to propose harmful changes to a crop insurance program that provides predictable, within-budget assistance to farmers in a way that helps lenders continue to support America’s farmers and ranchers. It is the certainty of the crop insurance program that provides critical reassurance to lenders.

It is no accident that the most recent farm bills have emphasized risk management, and in doing so, protected the interests of American taxpayers. Farmers spend as much as $4 billion per year of their own money to purchase insurance from the private sector. On average, farmers also must incur losses of almost 30 percent before their insurance coverage pays an indemnity. Crop insurance allows producers to customize their policies to their individual farm and financial needs and policies are based on fundamental market principles, which means higher risk areas and higher value crops pay higher premiums for insurance. Crop insurance and its links to conservation further ensure that the program is a good investment for taxpayers, while simultaneously acting as a first line of defense against climate change and extreme weather events.

Given the challenges faced by rural America and the critical nature of crop insurance, cuts to the program should be avoided. Farmers, agribusinesses, lenders and lawmakers agree that crop insurance is a linchpin of the farm safety net and is crucial to the economic and food and fiber security of urban and rural America. We urge you to continue to support this critical component of the safety net for America’s farmers and ranchers and oppose cuts to crop insurance during this year’s budget and appropriations process.


Agricultural Retailers Association
American Agri-Women
American Association of Crop Insurers
American Bankers Association
American Farm Bureau Federation
American Farmland Trust
American Malting Barley Association
American Property and Casualty Insurance Association (APCIA)
American Seed Trade Association
American Sesame Growers Association
American Society of Farm Managers and Rural Appraisers
American Soybean Association
American Sugar Alliance
American Sugar Cane League
American Sugarbeet Growers Association
Association of Equipment Manufacturers
Cotton Warehouse Association of America
Crop Insurance and Reinsurance Bureau
Crop Insurance Professionals Association
Ducks Unlimited
Environmental Defense Fund
Farm Credit Council
Independent Community Bankers of America
Independent Insurance Agents and Brokers of America
Midwest Council on Agriculture
National Alfalfa and Forage Alliance
National Association of Mutual Insurance Companies
National Association of Professional Insurance Agents
National Association of State Departments of Agriculture
National Association of Wheat Growers
National Barley Growers Association
National Barley Improvement Committee
National Corn Growers Association
National Cotton Council
National Council of Farmer Cooperatives
National Crop Insurance Services
National Farmers Union
National Grain and Feed Association
National Milk Producers Federation
National Oilseed Processors Association
National Peach Council
National Potato Council
National Sorghum Producers
National Sunflower Association
North American Equipment Dealers Association
Organic Trade Association
Pacific Northwest Canola Association
Panhandle Peanut Growers Association
Pheasants Forever
Quail Forever
Reinsurance Association of America
Rural & Agriculture Council of America
Southwest Council of Agribusiness
U.S. Apple Association
U.S. Canola Association
U.S. Cattlemen’s Association
U.S. Durum Growers Association
U.S. Peanut Federation
USA Dry Pea & Lentil Council
USA Rice
Western Peanut Growers Association

Cc: Sen. Debbie Stabenow, Chairwoman, Committee on Agriculture, Nutrition and Forestry
Sen. John Boozman, Ranking Member, Committee on Agriculture, Nutrition and Forestry
Rep. GT Thompson, Chairman, Committee on Agriculture
Rep. David Scott, Ranking Member, Committee on Agriculture

Date Sent:

January 30, 2023


Agricultural Coalition


Protecting Crop Insurance in FY 2023 Budget